Equities and ETFs offer distinct avenues for investors to participate in the stock market. While equities represent direct ownership in a specific company, ETFs provide a diversified approach by pooling investments into a basket of securities. This diversification can mitigate risk as it spreads investments across various companies or industries.

Direct Equity involves buying and selling shares of individual companies, making the investor a part-owner. The main goal is to profit from rising share prices. Many companies also distribute dividends to shareholders. This approach offers higher potential returns but also carries higher risk. Investors must conduct thorough research and analysis to identify promising stocks. Active management is crucial, as investors need to monitor their portfolio and make timely buy and sell decisions.

• Equity ETFs
• Index ETFs
• Commodity ETFs

• Debt ETFs
• Global ETFs

The National Pension System (NPS) is a government-backed voluntary retirement savings scheme designed to help you secure a financially stable future. It's a versatile tool that empowers you to plan for your retirement with flexibility and potential for significant returns.

How it Works:

1. Regular Contributions: Make regular or one-time contributions to your NPS account.
2. Investment Choice: Select from various investment options, including equities, government bonds, and corporate bonds, based on your risk appetite.
3. Professional Management: Your funds are managed by experienced fund managers.
4. Retirement: A portion of your accumulated corpus is used to purchase an annuity, providing you with a regular pension income.

Portfolio investments are investments in the form of a group (portfolio) of assets, including transactions in equity, securities, such as common stock, and debt securities, such as banknotes, bonds, and debentures.

Portfolio investment covers a range of securities, such as stocks and bonds, as well as other types of investment vehicles. A diversified portfolio helps spread the risk of possible loss because of below-expectations performance of one or a few of them.

• Aggressive
  
• Hybrid
  
• Defensive

A loan against mutual funds is a financial product that allows investors to borrow money from banks or non-banking financial companies (NBFCs) using their mutual fund holdings as collateral. This option provides liquidity to investors without the need to sell their mutual fund units, thereby allowing them to remain invested for long-term growth.

One of the main advantages of a loan against mutual funds is liquidity. It provides immediate access to cash without disrupting long-term investment plans. The flexibility of this financial product means that it can be used for various purposes, such as funding emergencies, education, or catering to urgent financial needs, while still benefiting from the potential market appreciation of mutual fund investments.

Real estate business is one of the most lucrative business in India and the second largest behind agriculture. The real estate sector can be divided into three main categories – commercial, residential and land with all sectors booming in India due to the growing middle class and foreign investment into India.

Real estate is the property, land, buildings, air rights above the land and underground rights below the land.

• Residential
• Industrial
• Commercial